Investing in a hyperbaric chamber is a big decision. Whether you’re a wellness clinic, physiotherapy practice, or individual looking to bring HBOT (Hyperbaric Oxygen Therapy) into your daily routine, the cost of entry can be significant. Fortunately, leasing and financing options make chambers more accessible for both businesses and individuals across New Zealand.
In this guide, we’ll walk through what you need to know about leasing and financing — including the benefits, typical terms, and what to watch out for.
Why Consider Leasing or Financing?
Hyperbaric chambers, especially medical-grade hard-shell units, can cost tens of thousands of dollars. Even soft-shell chambers, while more affordable, represent a major purchase. Leasing or financing helps you:
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Spread costs over time rather than paying upfront
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Access higher-grade equipment that may otherwise be out of reach
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Preserve cash flow for other investments or business expenses
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Upgrade more easily as technology evolves
Leasing Options in New Zealand
Leasing a chamber works much like leasing a vehicle — you pay a monthly fee to use the equipment without owning it outright.
Benefits:
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Lower initial costs
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Flexibility to return or upgrade after the lease term
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Potential tax advantages for businesses (consult your accountant)
Things to check:
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Lease term length (commonly 24–60 months)
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Inclusions (maintenance, servicing, training)
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End-of-lease options (buyout, renew, or return)
Several NZ equipment finance companies provide healthcare and wellness leasing options. Always check whether the chamber supplier partners with a preferred finance provider.
Financing (Hire Purchase or Loan)
If you prefer to own your chamber, financing may be the better route. With this model, you borrow the purchase price and repay it in installments.
Benefits:
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You own the chamber once payments are complete
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Build equity in the equipment
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Often flexible repayment structures
Considerations:
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Interest rates and fees (shop around for the best deal)
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Loan terms — shorter terms mean higher payments but lower overall cost
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Early repayment penalties
Business Use: Clinics, Gyms, and Recovery Centres
For clinics and wellness businesses, financing can be especially attractive. A chamber can be a revenue-generating asset:
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Offer HBOT sessions at $100–$200+ per session
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Lease terms may be covered with just a few clients per week
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Adds a unique selling point in NZ’s competitive wellness market
Leasing also reduces upfront business risk, since you aren’t locked into long-term ownership if demand shifts.
Personal Use: Home Wellness & Longevity
Some individuals choose to lease or finance chambers for personal use. For home setups, soft-shell chambers are more affordable and portable. Financing makes it possible to bring recovery and longevity tools into your daily lifestyle without a massive upfront cost.
Safety and Compliance
Before signing any lease or loan agreement, ensure:
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The supplier provides training and safety guidance
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The chamber complies with NZ safety standards
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You have servicing and warranty coverage included
This protects your investment and ensures safe operation over the long term.
Frequently Asked Questions
Can I finance a chamber as an individual, or only as a business?
Both options are possible, though terms may vary depending on your lender.
What’s better — leasing or buying?
Leasing offers flexibility and lower upfront cost. Buying is better for long-term ownership and equity.
Are payments tax-deductible?
Business leasing payments often qualify as expenses. Check with your accountant for NZ-specific rules.
Do finance providers require insurance?
Yes, most will require proof of insurance on leased or financed equipment.
Leasing and financing make hyperbaric chambers accessible for more people and businesses in New Zealand. Whether you’re a clinic looking to add a new revenue stream or an individual investing in wellness, spreading the cost over time can make HBOT a realistic option.
Do your homework, compare finance providers, and choose the structure that best aligns with your goals.